Why you should use PropertyTime Finance...

Secure Approvals

Better chance of approval by submitting to multiple lenders (ABSA, FNB, Standard Bank, Nedbank, Investec, RMB and Mercantile Bank)

This system works for you

Each bank has a different credit criteria, de-posit requirements, documentation require-ments, interest rates and turn-around times. By submitting your bond to multiple lenders we ensure you get the best possible deal.

Expert Positioning

We prepare, motivate and package the appli-cation for the best chance of approval.

Best Interest Rates

We ensure banks compete for every loan ap-plication ensuring that best deal for you.

Simultaneous Submission

Direct link to bank systems allows simultane-ous submission of applications to multiple lenders saving you time and effort.

No Cost

It's a service with no cost implications to you, the home buyer.

No Obligation

No obligation to accept any loan sourced.


Intimate knowledge of the banks' products, credit criteria, documentation requirements and interest rates equip originators to give the advice and assis-tance needed.

Problem Escalation

Dedicated senior personnel escalate any problem applications ensuring a better chance of approval.

Hassle free

One generic application form for all major lenders.

Cost Saving

Advice on the best way to structure the loan to re-duce the total cost.


Bond Originators complete the application form and do all the legwork.

Faster Approval

Dedicated personnel guide the application quickly through the banks' approval process, actively chas-ing up progress.

Independent Advice

Most appropriate home loan option from all lenders.

Dedicated Communication

One point of regular feedback on the application status for all lenders.

Best Service

Professional and personalized service face-to-face, telephonic or online.

Specialized knowledge

Our staff are specialists in home finance - fo-cused on one thing only, which is securing your bond.


Certainty on the ability to afford the property.


Originators are committed to securing the home-buyer's bond.

Homebuyers all agree

Over 50% of all new home loans are secured via a bond originator..

Even more services from PropertyTime Finance

  • PropertyTime Finance can also provide you with home, vehicle and building insurance as well as pure life insurance.
  • With more and more banks insisting on mortgage protection policies as insurance against the bond, we can take care of this for you as well.
  • We also offer value added insurance such as finance, personal accident, home assist and legal.

Professional Consultants

  • They're qualified, they're experienced and they under- stand your needs.
  • You'll get the best advice on what size home loan you qualify for.
  • They understand the bank requirements.
  • They'll assess the deposit you'll require...if any.
  • You name the question from A to Z and they'll have the answer.
  • If there are any potential hidden costs, they'll flush them out.
Contact our team leaders

Over 40 years of combined experience!